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12994. arkymalarky - 1/2/2005 11:03:35 PM 7? 12995. arkymalarky - 1/2/2005 11:03:47 PM 6 12996. arkymalarky - 1/2/2005 11:03:57 PM 5 12997. arkymalarky - 1/2/2005 11:04:07 PM 4 12998. arkymalarky - 1/2/2005 11:04:17 PM 3 12999. arkymalarky - 1/2/2005 11:04:26 PM 2 13000. judithathome - 1/2/2005 11:04:31 PM ???? 13001. arkymalarky - 1/2/2005 11:04:34 PM 1 13002. arkymalarky - 1/2/2005 11:04:54 PM AAAAAHHHHHH! Judith! 13003. judithathome - 1/2/2005 11:04:58 PM sorry.... 13004. arkymalarky - 1/2/2005 11:06:24 PM Yeah, sure you are. I can imagine the guilt just beaming from your expression right now! ;-)
Congrats and Happy New Year! 13005. arkymalarky - 1/2/2005 11:08:09 PM You DSL people outarm us dialup folks these days.
Now it's to grading papers and figuring semester grades--a last minute holiday tradition around this house. Bob's been working on his too. 13006. alistairConnor - 1/2/2005 11:56:04 PM I've been filling the joints in the tiles. Got them finished.
I didn't actually get the new flat in the stable finished in time for the New Year party, but we had a very excellent party in it all the same. Two more weeks of eating up all my spare time on this epic project, then I'll see if I can have a life again.
13007. arkymalarky - 1/3/2005 3:00:16 AM That sounds great. Two weeks isn't much longer at all. 13008. Magoseph - 1/3/2005 1:36:03 PM Good morning! I see that I missed some old friends here the last week or so. Order is restored finally around here--we had relatives on their way east stopping to say hello to Flexy. The recent death of his brother reminded everyone that time is short for some of us.
Summer, I want to know more about your Christmas trip to Paris. 13009. judithathome - 1/3/2005 7:55:01 PM Our party was a huge success...45 people at one time or another throughout the day. It ran from 11am to 6pm. Great seeing everyone and feeding everyone. ha! 13010. wonkers2 - 1/3/2005 9:33:02 PM I've found a major American corporation which, in my opinion is worse than Wal-Mart--Citi-Bank.
I failed to pay my bill due on October because either it was lost in the mail or went out in the trash with the junk mail. In November I received a bill which included a finance charge and notification that the my annual percentage interest rate had been increased to 29.4%. This was done despite the fact that for the past three years I've had the card, I've paid my monthly balance in full on time. [Also, my credit rating is about as good as they get.] My November payment, in full, was a day or two late because I was out of town for two weeks around Thanksgiving. Therefore, on my bill due in December I was again charged a finance charge. I paid that bill, in full, ON TIME.
Today, I received my bill due January 14. Despite the fact that I had paid my previous bill, in full, on time, this bill included a finance charge of $36.40. I called customer service and was informed that this was a "residual" finance charge from the previous month and that the representative was not empowered to remove it. I spoke to her supervisor who gave me the same answer. And when I complained about the 29.4% APR she said that it could not be reviewed until I had made all my payments on time for either 6 months or a year, I don't recall which. When I asked her to review my previous 3 years of on time payments in full, she replied that she could not go back more than one year.
Citi-Bank is worse than the Mafia!
Anybody have a credit card company they would care to recommend?
Today I received my 13011. judithathome - 1/3/2005 9:54:13 PM We use USAA and have never had a problem with it.
About twice a year, I only pay half my monthly bill so they can make a little interest off me...I think they hate it when people pay in full all the time because they don't make any interest off them so I always give them a little taste, usually in months when we have little activity. 13012. judithathome - 1/3/2005 9:54:40 PM That's USAA Visa & Mastercard. 13013. thoughtful - 1/3/2005 10:26:49 PM wonks, now you know why they can afford to offere everyone and his brother credit. Heck we still receive credit card offers for my FIL who died in 1989...i guess he has a good credit rating. I'm so tempted to spend it up to the limit, list his address as woodlawn cemetary and let them try to collect!
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