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12993. arkymalarky - 1/2/2005 11:03:23 PM 8 12994. arkymalarky - 1/2/2005 11:03:35 PM 7? 12995. arkymalarky - 1/2/2005 11:03:47 PM 6 12996. arkymalarky - 1/2/2005 11:03:57 PM 5 12997. arkymalarky - 1/2/2005 11:04:07 PM 4 12998. arkymalarky - 1/2/2005 11:04:17 PM 3 12999. arkymalarky - 1/2/2005 11:04:26 PM 2 13000. judithathome - 1/2/2005 11:04:31 PM ???? 13001. arkymalarky - 1/2/2005 11:04:34 PM 1 13002. arkymalarky - 1/2/2005 11:04:54 PM AAAAAHHHHHH! Judith! 13003. judithathome - 1/2/2005 11:04:58 PM sorry.... 13004. arkymalarky - 1/2/2005 11:06:24 PM Yeah, sure you are. I can imagine the guilt just beaming from your expression right now! ;-)
Congrats and Happy New Year! 13005. arkymalarky - 1/2/2005 11:08:09 PM You DSL people outarm us dialup folks these days.
Now it's to grading papers and figuring semester grades--a last minute holiday tradition around this house. Bob's been working on his too. 13006. alistairConnor - 1/2/2005 11:56:04 PM I've been filling the joints in the tiles. Got them finished.
I didn't actually get the new flat in the stable finished in time for the New Year party, but we had a very excellent party in it all the same. Two more weeks of eating up all my spare time on this epic project, then I'll see if I can have a life again.
13007. arkymalarky - 1/3/2005 3:00:16 AM That sounds great. Two weeks isn't much longer at all. 13008. Magoseph - 1/3/2005 1:36:03 PM Good morning! I see that I missed some old friends here the last week or so. Order is restored finally around here--we had relatives on their way east stopping to say hello to Flexy. The recent death of his brother reminded everyone that time is short for some of us.
Summer, I want to know more about your Christmas trip to Paris. 13009. judithathome - 1/3/2005 7:55:01 PM Our party was a huge success...45 people at one time or another throughout the day. It ran from 11am to 6pm. Great seeing everyone and feeding everyone. ha! 13010. wonkers2 - 1/3/2005 9:33:02 PM I've found a major American corporation which, in my opinion is worse than Wal-Mart--Citi-Bank.
I failed to pay my bill due on October because either it was lost in the mail or went out in the trash with the junk mail. In November I received a bill which included a finance charge and notification that the my annual percentage interest rate had been increased to 29.4%. This was done despite the fact that for the past three years I've had the card, I've paid my monthly balance in full on time. [Also, my credit rating is about as good as they get.] My November payment, in full, was a day or two late because I was out of town for two weeks around Thanksgiving. Therefore, on my bill due in December I was again charged a finance charge. I paid that bill, in full, ON TIME.
Today, I received my bill due January 14. Despite the fact that I had paid my previous bill, in full, on time, this bill included a finance charge of $36.40. I called customer service and was informed that this was a "residual" finance charge from the previous month and that the representative was not empowered to remove it. I spoke to her supervisor who gave me the same answer. And when I complained about the 29.4% APR she said that it could not be reviewed until I had made all my payments on time for either 6 months or a year, I don't recall which. When I asked her to review my previous 3 years of on time payments in full, she replied that she could not go back more than one year.
Citi-Bank is worse than the Mafia!
Anybody have a credit card company they would care to recommend?
Today I received my 13011. judithathome - 1/3/2005 9:54:13 PM We use USAA and have never had a problem with it.
About twice a year, I only pay half my monthly bill so they can make a little interest off me...I think they hate it when people pay in full all the time because they don't make any interest off them so I always give them a little taste, usually in months when we have little activity. 13012. judithathome - 1/3/2005 9:54:40 PM That's USAA Visa & Mastercard.
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